The Garrett State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $378M | $319M | $282M | $39M | $2M | 1.90% | 18.90% | 3.34% | 0.64% |
| Q4 2025 | $394M | $335M | $278M | $39M | $1M | 1.56% | 15.91% | 3.22% | 0.51% |
| Q3 2025 | $373M | $316M | $278M | $38M | $1M | 1.57% | 16.07% | 3.21% | 0.25% |
| Q2 2025 | $384M | $322M | $278M | $36M | $2M | 1.56% | 16.07% | 3.13% | 0.27% |
| Q1 2025 | $356M | $299M | $275M | $36M | $1M | 1.49% | 15.15% | 3.12% | 0.33% |
| Q4 2024 | $361M | $305M | $273M | $35M | $1M | 1.35% | 14.06% | 3.12% | 0.12% |
| Q3 2024 | $347M | $285M | $271M | $35M | $1M | 1.41% | 14.66% | 3.12% | 0.14% |
| Q2 2024 | $355M | $294M | $270M | $34M | $1M | 1.37% | 14.50% | 3.12% | 0.34% |
| Q1 2024 | $344M | $297M | $265M | $33M | $1M | 1.27% | 13.42% | 3.00% | 0.48% |
| Q4 2023 | $350M | $303M | $262M | $33M | $983K | 1.41% | 15.23% | 3.15% | 0.34% |
| Q3 2023 | $325M | $274M | $259M | $31M | $1M | 1.51% | 16.30% | 3.18% | 0.27% |
| Q2 2023 | $336M | $294M | $255M | $31M | $1M | 1.51% | 16.48% | 3.18% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.