The First State Bank of Pond Creek, Oklahoma
The First State Bank of Pond Creek, Oklahoma quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $61M | $53M | $49M | $8M | $310K | 2.08% | 14.93% | 4.78% | 1.14% |
| Q4 2025 | $58M | $48M | $50M | $8M | $83K | 1.82% | 13.07% | 5.42% | 1.75% |
| Q3 2025 | $56M | $47M | $46M | $8M | $345K | 2.25% | 16.24% | 5.44% | 2.08% |
| Q2 2025 | $58M | $50M | $44M | $8M | $315K | 2.15% | 15.86% | 5.38% | 0.06% |
| Q1 2025 | $58M | $50M | $45M | $8M | $297K | 2.10% | 15.60% | 5.27% | 0.02% |
| Q4 2024 | $55M | $45M | $44M | $8M | $77K | 1.37% | 10.29% | 5.41% | 0.27% |
| Q3 2024 | $55M | $48M | $43M | $8M | $217K | 1.65% | 12.44% | 5.36% | 0.42% |
| Q2 2024 | $55M | $47M | $42M | $7M | $225K | 1.68% | 12.86% | 5.24% | 0.80% |
| Q1 2024 | $55M | $48M | $41M | $7M | $233K | 1.71% | 13.23% | 5.06% | 0.96% |
| Q4 2023 | $53M | $45M | $40M | $7M | $110K | 1.02% | 8.36% | 4.75% | 0.68% |
| Q3 2023 | $55M | $48M | $39M | $7M | $167K | 1.09% | 9.07% | 4.65% | 0.50% |
| Q2 2023 | $54M | $47M | $40M | $7M | $116K | 1.03% | 8.68% | 4.57% | 0.56% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.