The First State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $154M | $139M | $124M | $14M | $953K | 2.38% | 26.92% | 4.09% | 0.61% |
| Q4 2025 | $167M | $143M | $130M | $14M | $786K | 2.45% | 30.27% | 4.37% | 0.26% |
| Q3 2025 | $154M | $134M | $128M | $14M | $1M | 2.64% | 32.99% | 4.42% | 0.30% |
| Q2 2025 | $154M | $126M | $123M | $13M | $935K | 2.62% | 34.06% | 4.40% | 0.06% |
| Q1 2025 | $148M | $127M | $118M | $11M | $1M | 2.80% | 37.43% | 4.57% | 0.68% |
| Q4 2024 | $148M | $130M | $124M | $11M | $388K | 2.05% | 29.22% | 4.32% | 0.07% |
| Q3 2024 | $148M | $125M | $123M | $11M | $881K | 2.39% | 34.39% | 4.27% | 0.52% |
| Q2 2024 | $141M | $126M | $111M | $10M | $758K | 2.37% | 35.04% | 4.32% | 0.60% |
| Q1 2024 | $126M | $113M | $101M | $9M | $836K | 2.55% | 38.85% | 4.45% | 0.78% |
| Q4 2023 | $136M | $123M | $104M | $8M | $536K | 2.12% | 36.72% | 4.26% | 0.11% |
| Q3 2023 | $130M | $115M | $98M | $7M | $723K | 2.31% | 39.86% | 4.17% | 0.09% |
| Q2 2023 | $113M | $101M | $84M | $7M | $639K | 2.31% | 38.95% | 4.25% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.