The First State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $124M | $97M | $86M | $16M | $397K | 1.26% | 9.87% | 7.11% | 1.63% |
| Q4 2025 | $128M | $95M | $86M | $16M | $836K | 2.08% | 16.71% | 7.10% | 1.25% |
| Q3 2025 | $122M | $88M | $83M | $16M | $635K | 1.87% | 15.10% | 7.14% | 4.81% |
| Q2 2025 | $116M | $77M | $80M | $15M | $587K | 1.75% | 14.24% | 6.90% | 0.41% |
| Q1 2025 | $118M | $78M | $79M | $14M | $423K | 1.47% | 12.19% | 6.63% | 0.21% |
| Q4 2024 | $113M | $74M | $74M | $14M | $-132K | 1.28% | 9.73% | 7.33% | 0.00% |
| Q3 2024 | $108M | $69M | $69M | $14M | $350K | 1.92% | 14.23% | 7.58% | 0.18% |
| Q2 2024 | $99M | $71M | $63M | $14M | $452K | 2.25% | 16.47% | 8.00% | 0.00% |
| Q1 2024 | $98M | $70M | $60M | $14M | $661K | 2.67% | 19.66% | 9.00% | 0.14% |
| Q4 2023 | $100M | $70M | $61M | $13M | $413K | 2.01% | 13.87% | 6.70% | 5.06% |
| Q3 2023 | $88M | $60M | $60M | $13M | $539K | 2.13% | 14.31% | 7.40% | 1.82% |
| Q2 2023 | $87M | $68M | $56M | $13M | $272K | 1.95% | 13.04% | 7.07% | 0.43% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.