The First National Bank of Oneida
The First National Bank of Oneida quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $368M | $330M | $220M | $34M | $2M | 1.91% | 20.55% | 4.46% | 0.18% |
| Q4 2025 | $357M | $319M | $212M | $34M | $1M | 1.76% | 19.69% | 4.47% | 0.86% |
| Q3 2025 | $348M | $311M | $210M | $33M | $2M | 1.94% | 22.17% | 4.45% | 0.74% |
| Q2 2025 | $343M | $308M | $207M | $30M | $2M | 1.97% | 23.03% | 4.41% | 0.30% |
| Q1 2025 | $340M | $307M | $198M | $29M | $2M | 1.99% | 23.65% | 4.30% | 0.52% |
| Q4 2024 | $328M | $296M | $198M | $27M | $1M | 1.64% | 19.83% | 4.01% | 0.27% |
| Q3 2024 | $322M | $288M | $195M | $29M | $1M | 1.70% | 20.63% | 3.96% | 0.19% |
| Q2 2024 | $318M | $288M | $189M | $26M | $1M | 1.71% | 21.41% | 3.92% | 0.25% |
| Q1 2024 | $323M | $294M | $186M | $25M | $1M | 1.60% | 20.37% | 3.75% | 0.05% |
| Q4 2023 | $312M | $283M | $189M | $25M | $955K | 1.57% | 21.99% | 3.90% | 0.05% |
| Q3 2023 | $310M | $286M | $179M | $21M | $1M | 1.68% | 24.38% | 3.85% | 0.11% |
| Q2 2023 | $316M | $291M | $179M | $22M | $1M | 1.79% | 25.69% | 3.91% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.