The First National Bank of Frederick
The First National Bank of Frederick quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $29M | $25M | $4M | $3M | $13K | 0.19% | 1.58% | 2.43% | 0.00% |
| Q4 2025 | $26M | $23M | $8M | $3M | $15K | 0.33% | 3.13% | 2.39% | 0.15% |
| Q3 2025 | $26M | $23M | $5M | $3M | $27K | 0.36% | 3.59% | 2.37% | 0.00% |
| Q2 2025 | $28M | $25M | $5M | $3M | $31K | 0.35% | 3.65% | 2.35% | 0.00% |
| Q1 2025 | $31M | $28M | $5M | $3M | $22K | 0.28% | 3.07% | 2.18% | 0.00% |
| Q4 2024 | $32M | $30M | $9M | $3M | $58K | 0.51% | 6.08% | 2.41% | 0.00% |
| Q3 2024 | $30M | $27M | $6M | $3M | $57K | 0.45% | 5.30% | 2.29% | 0.00% |
| Q2 2024 | $34M | $26M | $6M | $3M | $29K | 0.31% | 3.84% | 2.13% | 0.00% |
| Q1 2024 | $33M | $25M | $6M | $3M | $21K | 0.26% | 3.22% | 2.28% | 0.00% |
| Q4 2023 | $31M | $28M | $8M | $3M | $71K | 0.81% | 10.58% | 2.77% | 0.01% |
| Q3 2023 | $28M | $25M | $6M | $2M | $27K | 0.77% | 10.40% | 2.70% | 0.00% |
| Q2 2023 | $30M | $27M | $6M | $2M | $78K | 0.95% | 12.99% | 2.75% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.