The First National Bank of Carmi
The First National Bank of Carmi quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $622M | $546M | $423M | $75M | $2M | 1.19% | 10.00% | 4.34% | 0.35% |
| Q1 2026 | $632M | $556M | $410M | $74M | $2M | 1.14% | 9.61% | 4.25% | 0.49% |
| Q4 2025 | $603M | $527M | $437M | $73M | $2M | 1.18% | 10.08% | 4.37% | 0.54% |
| Q3 2025 | $591M | $515M | $439M | $72M | $2M | 1.14% | 9.81% | 4.33% | 0.57% |
| Q2 2025 | $594M | $521M | $445M | $70M | $2M | 1.10% | 9.57% | 4.27% | 0.79% |
| Q1 2025 | $621M | $548M | $435M | $69M | $2M | 1.09% | 9.64% | 4.19% | 0.38% |
| Q4 2024 | $590M | $518M | $453M | $68M | $2M | 1.16% | 10.87% | 4.22% | 0.00% |
| Q3 2024 | $590M | $518M | $445M | $68M | $2M | 1.19% | 11.33% | 4.16% | 0.26% |
| Q2 2024 | $600M | $527M | $445M | $65M | $2M | 1.17% | 11.50% | 4.06% | 0.26% |
| Q1 2024 | $623M | $546M | $440M | $63M | $2M | 1.05% | 10.64% | 3.89% | 0.29% |
| Q4 2023 | $641M | $557M | $446M | $62M | $2M | 1.40% | 15.23% | 4.33% | 0.56% |
| Q3 2023 | $606M | $529M | $437M | $59M | $3M | 1.41% | 15.55% | 4.51% | 0.47% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.