The First National Bank of Bemidji
The First National Bank of Bemidji quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.0B | $836M | $495M | $78M | $3M | 1.16% | 14.78% | 2.79% | 2.28% |
| Q4 2025 | $1.0B | $849M | $464M | $82M | $3M | 1.00% | 13.67% | 2.53% | 2.47% |
| Q3 2025 | $1.0B | $839M | $440M | $76M | $3M | 0.91% | 12.82% | 2.38% | 2.60% |
| Q2 2025 | $979M | $829M | $427M | $65M | $3M | 0.74% | 10.80% | 2.22% | 2.75% |
| Q1 2025 | $930M | $801M | $406M | $66M | $809K | 0.35% | 4.91% | 1.83% | 2.83% |
| Q4 2024 | $945M | $804M | $412M | $66M | $3M | 0.84% | 13.16% | 2.37% | 2.75% |
| Q3 2024 | $949M | $790M | $407M | $71M | $2M | 0.73% | 11.69% | 2.36% | 2.72% |
| Q2 2024 | $934M | $793M | $404M | $55M | $1M | 0.62% | 10.62% | 2.32% | 0.18% |
| Q1 2024 | $916M | $784M | $373M | $53M | $1M | 0.64% | 11.11% | 2.24% | 0.12% |
| Q4 2023 | $939M | $803M | $372M | $54M | $2M | 0.94% | 22.62% | 2.42% | 0.11% |
| Q3 2023 | $962M | $802M | $386M | $25M | $2M | 0.91% | 24.02% | 2.39% | 0.12% |
| Q2 2023 | $984M | $785M | $380M | $42M | $3M | 0.85% | 20.43% | 2.35% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.