The First National Bank at St. James
The First National Bank at St. James quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $37M | $34M | $24M | $3M | $75K | 0.81% | 9.62% | 5.12% | 0.26% |
| Q4 2025 | $37M | $34M | $24M | $3M | $-7K | 0.46% | 5.71% | 4.98% | 0.04% |
| Q3 2025 | $36M | $33M | $25M | $3M | $90K | 0.64% | 7.97% | 4.91% | 0.01% |
| Q2 2025 | $38M | $35M | $24M | $3M | $30K | 0.47% | 6.00% | 4.79% | 0.27% |
| Q1 2025 | $38M | $34M | $24M | $3M | $59K | 0.63% | 8.05% | 4.78% | 0.00% |
| Q4 2024 | $37M | $34M | $24M | $3M | $-12K | 0.48% | 6.25% | 4.66% | 0.44% |
| Q3 2024 | $36M | $33M | $25M | $3M | $101K | 0.69% | 8.93% | 4.61% | 0.05% |
| Q2 2024 | $36M | $33M | $23M | $3M | $40K | 0.48% | 6.32% | 4.55% | 0.10% |
| Q1 2024 | $37M | $34M | $23M | $3M | $48K | 0.52% | 6.96% | 4.45% | 0.09% |
| Q4 2023 | $37M | $33M | $24M | $3M | $81K | 0.44% | 6.44% | 4.20% | 0.07% |
| Q3 2023 | $37M | $34M | $23M | $3M | $-1K | 0.30% | 4.48% | 4.16% | 0.22% |
| Q2 2023 | $38M | $35M | $22M | $3M | $7K | 0.45% | 6.81% | 4.04% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.