The First National Bank and Trust
The First National Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $244M | $224M | $145M | $18M | $324K | 0.54% | 7.09% | 3.54% | 0.00% |
| Q4 2025 | $239M | $220M | $143M | $18M | $202K | 0.36% | 5.11% | 3.52% | 0.00% |
| Q3 2025 | $229M | $211M | $144M | $17M | $208K | 0.37% | 5.33% | 3.51% | 0.00% |
| Q2 2025 | $226M | $210M | $139M | $16M | $194K | 0.37% | 5.55% | 3.47% | 1.39% |
| Q1 2025 | $228M | $211M | $140M | $16M | $224K | 0.40% | 6.04% | 3.39% | 1.39% |
| Q4 2024 | $217M | $202M | $136M | $14M | $151K | 0.82% | 12.08% | 3.63% | 1.43% |
| Q3 2024 | $221M | $203M | $137M | $17M | $369K | 1.00% | 14.53% | 3.70% | 1.42% |
| Q2 2024 | $213M | $198M | $135M | $14M | $253K | 1.17% | 17.48% | 3.94% | 0.00% |
| Q1 2024 | $214M | $199M | $132M | $14M | $1M | 1.87% | 27.74% | 4.43% | 0.00% |
| Q4 2023 | $215M | $194M | $137M | $15M | $225K | 1.85% | 32.51% | 3.45% | 1.22% |
| Q3 2023 | $218M | $200M | $133M | $11M | $509K | 2.32% | 43.01% | 3.47% | 1.26% |
| Q2 2023 | $217M | $197M | $132M | $13M | $3M | 3.03% | 55.39% | 3.46% | 1.30% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.