The First Bank of Celeste quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $84M | $76M | $29M | $7M | $258K | 1.24% | 15.06% | 3.68% | 0.00% |
| Q4 2025 | $83M | $76M | $27M | $7M | $274K | 1.29% | 16.27% | 3.76% | 0.00% |
| Q3 2025 | $86M | $79M | $28M | $7M | $279K | 1.28% | 16.28% | 3.71% | 0.00% |
| Q2 2025 | $84M | $77M | $27M | $7M | $262K | 1.26% | 15.97% | 3.65% | 0.02% |
| Q1 2025 | $80M | $73M | $27M | $6M | $251K | 1.25% | 15.74% | 3.62% | 0.00% |
| Q4 2024 | $80M | $74M | $28M | $6M | $258K | 1.37% | 17.87% | 3.81% | 0.00% |
| Q3 2024 | $79M | $73M | $28M | $6M | $286K | 1.39% | 18.35% | 3.79% | 0.00% |
| Q2 2024 | $78M | $71M | $29M | $6M | $281K | 1.37% | 18.23% | 3.78% | 0.00% |
| Q1 2024 | $80M | $73M | $28M | $6M | $259K | 1.31% | 17.69% | 3.68% | 0.00% |
| Q4 2023 | $79M | $73M | $29M | $6M | $288K | 1.40% | 19.90% | 3.78% | 0.00% |
| Q3 2023 | $79M | $72M | $28M | $6M | $274K | 1.38% | 19.81% | 3.75% | 0.00% |
| Q2 2023 | $77M | $71M | $29M | $5M | $277K | 1.37% | 19.85% | 3.76% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.