The Farmers Bank of Willards quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $537M | $463M | $388M | $63M | $2M | 1.30% | 11.38% | 4.41% | 0.61% |
| Q4 2025 | $553M | $468M | $386M | $61M | $2M | 1.27% | 11.83% | 4.25% | 0.39% |
| Q3 2025 | $552M | $464M | $381M | $62M | $2M | 1.25% | 11.81% | 4.19% | 0.12% |
| Q2 2025 | $549M | $461M | $373M | $60M | $2M | 1.15% | 11.03% | 4.11% | 0.08% |
| Q1 2025 | $562M | $469M | $370M | $58M | $2M | 1.12% | 10.95% | 4.00% | 0.13% |
| Q4 2024 | $561M | $468M | $368M | $56M | $2M | 1.10% | 11.33% | 3.93% | 0.12% |
| Q3 2024 | $572M | $447M | $371M | $57M | $2M | 1.06% | 11.08% | 3.88% | 0.21% |
| Q2 2024 | $565M | $442M | $369M | $55M | $1M | 0.98% | 10.35% | 3.82% | 0.17% |
| Q1 2024 | $563M | $442M | $374M | $53M | $1M | 0.99% | 10.59% | 3.79% | 0.05% |
| Q4 2023 | $557M | $437M | $375M | $52M | $2M | 1.02% | 11.17% | 3.95% | 0.07% |
| Q3 2023 | $548M | $449M | $368M | $51M | $877K | 0.97% | 10.62% | 3.95% | 0.05% |
| Q2 2023 | $550M | $453M | $352M | $50M | $2M | 1.14% | 12.50% | 3.95% | 0.09% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.