The Farmers and Merchants State Bank
The Farmers and Merchants State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $36M | $33M | $12M | $3M | $118K | 1.35% | 13.77% | 4.44% | 0.13% |
| Q4 2025 | $34M | $31M | $13M | $3M | $79K | 1.00% | 10.99% | 4.39% | 0.50% |
| Q3 2025 | $33M | $30M | $14M | $3M | $43K | 1.03% | 11.60% | 4.42% | 0.42% |
| Q2 2025 | $35M | $31M | $13M | $3M | $72K | 1.28% | 15.04% | 4.37% | 0.63% |
| Q1 2025 | $34M | $31M | $14M | $3M | $147K | 1.72% | 20.97% | 4.40% | 0.58% |
| Q4 2024 | $34M | $31M | $15M | $3M | $30K | 0.92% | 11.79% | 4.13% | 0.61% |
| Q3 2024 | $33M | $30M | $14M | $3M | $114K | 1.11% | 14.28% | 4.13% | 0.69% |
| Q2 2024 | $34M | $31M | $14M | $3M | $94K | 0.98% | 13.40% | 4.08% | 0.87% |
| Q1 2024 | $34M | $32M | $13M | $2M | $74K | 0.86% | 11.85% | 3.88% | 0.35% |
| Q4 2023 | $34M | $32M | $13M | $3M | $-18K | 0.70% | 10.84% | 3.77% | 0.17% |
| Q3 2023 | $32M | $30M | $13M | $2M | $65K | 1.01% | 16.14% | 3.79% | 3.16% |
| Q2 2023 | $34M | $31M | $13M | $2M | $69K | 1.11% | 17.53% | 3.75% | 0.19% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.