The Farmers & Merchants State Bank
Headquartered in Archbold, OH. Part of Farmers & Merchants Bancorp, Inc. FDIC certificate #5969 · Federal Reserve RSSD 214414.
Total assets
$3.5B
Deposits
$2.9B
Q2 2026
Active branches
39
Closings since Jan 2020
6
8 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$12M
Return on assets
1.28%
Return on equity
11.22%
Noncurrent loan rate
0.27%
Deposits by year (Summary of Deposits)
12019
12020
22021
22022
22023
32024
32025
32026
Values in $ billions, June 30 of each year.
Closings by year
42021
12023
12026
Openings by year
22021
52023
12025
Other network changes since 2020
- 7 branches acquired through purchases or mergers
Branches by state
Recent closings
- The Farmers & Merchants State Bank — Custar, OHbank exits cityno other active branch recorded in city22973 DEFIANCE PIKE · closed August 14, 2026
- 403 ERIE PASS · closed May 15, 2023
- 929 E HIGH ST · closed June 15, 2021
- 119 NORTH FULTON STREET · closed March 1, 2021
- 1313 S DEFIANCE STREET · closed March 1, 2021
- The Farmers & Merchants State Bank — Monroeville, INbank exits cityno other active branch recorded in city103 MAIN ST · closed March 1, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fm.bank.