The Farmers and Merchants Bank
The Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $135M | $115M | $79M | $20M | $529K | 1.58% | 10.93% | 4.99% | 3.95% |
| Q4 2025 | $134M | $114M | $79M | $19M | $435K | 1.10% | 7.94% | 4.50% | 4.12% |
| Q3 2025 | $130M | $111M | $79M | $19M | $278K | 1.03% | 7.51% | 4.46% | 4.31% |
| Q2 2025 | $133M | $115M | $78M | $18M | $454K | 1.12% | 8.36% | 4.43% | 4.36% |
| Q1 2025 | $135M | $117M | $77M | $18M | $301K | 0.89% | 6.74% | 4.04% | 4.70% |
| Q4 2024 | $135M | $117M | $78M | $18M | $408K | 0.94% | 6.99% | 4.19% | 4.31% |
| Q3 2024 | $133M | $115M | $79M | $18M | $215K | 0.84% | 6.18% | 4.19% | 3.58% |
| Q2 2024 | $127M | $110M | $79M | $17M | $321K | 0.93% | 6.87% | 4.28% | 3.77% |
| Q1 2024 | $124M | $107M | $77M | $17M | $258K | 0.84% | 6.16% | 4.36% | 3.42% |
| Q4 2023 | $122M | $105M | $77M | $17M | $371K | 1.14% | 8.64% | 4.54% | 3.78% |
| Q3 2023 | $120M | $104M | $76M | $16M | $255K | 1.12% | 8.51% | 4.60% | 3.82% |
| Q2 2023 | $121M | $105M | $74M | $16M | $411K | 1.25% | 9.60% | 4.67% | 4.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.