The Farmers & Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.0B | $1.7B | $1.4B | $221M | $5M | 1.05% | 9.45% | 3.96% | 0.53% |
| Q4 2025 | $2.0B | $1.6B | $1.4B | $218M | $5M | 1.02% | 9.29% | 3.79% | 0.47% |
| Q3 2025 | $2.0B | $1.6B | $1.4B | $213M | $5M | 1.02% | 9.37% | 3.74% | 0.23% |
| Q2 2025 | $1.9B | $1.5B | $1.3B | $206M | $5M | 1.01% | 9.29% | 3.69% | 0.27% |
| Q1 2025 | $1.9B | $1.6B | $1.3B | $202M | $4M | 0.93% | 8.53% | 3.64% | 0.31% |
| Q4 2024 | $1.8B | $1.5B | $1.3B | $198M | $4M | 0.77% | 7.26% | 3.27% | 0.32% |
| Q3 2024 | $1.8B | $1.5B | $1.3B | $202M | $3M | 0.76% | 7.23% | 3.15% | 0.34% |
| Q2 2024 | $1.9B | $1.5B | $1.3B | $194M | $4M | 0.79% | 7.56% | 3.05% | 0.48% |
| Q1 2024 | $1.8B | $1.5B | $1.2B | $192M | $3M | 0.74% | 7.10% | 2.94% | 0.47% |
| Q4 2023 | $1.8B | $1.5B | $1.2B | $189M | $3M | 0.71% | 6.85% | 3.27% | 0.21% |
| Q3 2023 | $1.8B | $1.5B | $1.2B | $173M | $4M | 0.75% | 7.26% | 3.28% | 0.23% |
| Q2 2023 | $1.7B | $1.4B | $1.2B | $179M | $3M | 0.67% | 6.35% | 3.28% | 0.38% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.