The Exchange State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $55M | $50M | $29M | $4M | $120K | 0.89% | 10.64% | 3.73% | 1.13% |
| Q4 2025 | $53M | $48M | $29M | $5M | $100K | 0.70% | 8.82% | 3.64% | 0.00% |
| Q3 2025 | $52M | $47M | $29M | $4M | $78K | 0.68% | 8.75% | 3.63% | 0.10% |
| Q2 2025 | $53M | $48M | $29M | $4M | $81K | 0.72% | 9.55% | 3.63% | 0.09% |
| Q1 2025 | $54M | $49M | $31M | $4M | $112K | 0.83% | 11.24% | 3.56% | 0.48% |
| Q4 2024 | $55M | $47M | $32M | $4M | $65K | 0.36% | 5.35% | 2.96% | 1.80% |
| Q3 2024 | $56M | $46M | $33M | $4M | $26K | 0.32% | 4.87% | 2.91% | 1.77% |
| Q2 2024 | $56M | $49M | $32M | $4M | $63K | 0.39% | 6.08% | 3.03% | 0.17% |
| Q1 2024 | $56M | $44M | $31M | $4M | $46K | 0.33% | 5.18% | 3.01% | 0.00% |
| Q4 2023 | $55M | $46M | $30M | $4M | $91K | 0.85% | 14.04% | 3.75% | 0.00% |
| Q3 2023 | $52M | $49M | $27M | $3M | $117K | 0.92% | 15.40% | 3.85% | 0.00% |
| Q2 2023 | $55M | $52M | $27M | $3M | $142K | 0.93% | 15.68% | 3.83% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.