The Exchange Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $155M | $140M | $55M | $15M | $431K | 1.12% | 11.27% | 3.89% | 0.00% |
| Q4 2025 | $153M | $137M | $53M | $15M | $489K | 1.02% | 11.15% | 3.99% | 0.00% |
| Q3 2025 | $154M | $139M | $51M | $15M | $380K | 0.94% | 10.47% | 3.98% | 0.26% |
| Q2 2025 | $154M | $140M | $53M | $13M | $266K | 0.91% | 10.39% | 4.05% | 7.73% |
| Q1 2025 | $152M | $138M | $54M | $13M | $416K | 1.12% | 12.69% | 4.16% | 4.20% |
| Q4 2024 | $145M | $131M | $56M | $13M | $162K | 0.82% | 9.41% | 3.93% | 4.21% |
| Q3 2024 | $146M | $131M | $53M | $14M | $387K | 0.95% | 10.88% | 3.83% | 5.31% |
| Q2 2024 | $151M | $138M | $52M | $12M | $331K | 0.89% | 10.58% | 3.70% | 5.43% |
| Q1 2024 | $146M | $133M | $54M | $12M | $314K | 0.88% | 10.36% | 3.79% | 5.27% |
| Q4 2023 | $140M | $127M | $53M | $12M | $520K | 1.28% | 17.06% | 3.83% | 4.31% |
| Q3 2023 | $138M | $123M | $54M | $10M | $477K | 1.21% | 16.86% | 3.88% | 4.88% |
| Q2 2023 | $144M | $132M | $54M | $11M | $421K | 1.14% | 15.83% | 3.77% | 4.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.