BranchWatch

The Ephrata National Bank

Headquartered in Ephrata, PA. Part of Hibshman Trust For Ephrata National Bank Stock, the. FDIC certificate #7493 · Federal Reserve RSSD 425911.

Total assets
$2.4B
Deposits
$2.1B
Q1 2026
Active branches
23
Closings since Jan 2020
0
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$5M
Return on assets
0.91%
Return on equity
10.29%
Noncurrent loan rate
0.84%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
2
2022
2
2023
2
2024
2
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2022
1
2025

Other network changes since 2020

  • 4 branches acquired through purchases or mergers

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.epnb.com.