The Commercial Bank of Grayson
The Commercial Bank of Grayson quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $244M | $219M | $149M | $24M | $416K | 0.68% | 6.60% | 4.33% | 3.40% |
| Q4 2025 | $245M | $217M | $147M | $26M | $678K | 1.02% | 9.76% | 4.11% | 2.52% |
| Q3 2025 | $241M | $214M | $146M | $26M | $710K | 0.99% | 9.50% | 4.02% | 2.88% |
| Q2 2025 | $240M | $214M | $143M | $25M | $669K | 0.89% | 8.63% | 3.96% | 2.56% |
| Q1 2025 | $237M | $212M | $143M | $24M | $377K | 0.65% | 6.30% | 3.87% | 3.13% |
| Q4 2024 | $230M | $206M | $143M | $24M | $494K | 0.85% | 8.41% | 3.79% | 2.43% |
| Q3 2024 | $227M | $202M | $141M | $24M | $511K | 0.85% | 8.39% | 3.73% | 1.80% |
| Q2 2024 | $225M | $197M | $137M | $23M | $516K | 0.82% | 8.24% | 3.67% | 2.16% |
| Q1 2024 | $221M | $196M | $134M | $22M | $386K | 0.71% | 7.18% | 3.61% | 2.23% |
| Q4 2023 | $215M | $189M | $129M | $21M | $-224K | 0.29% | 2.99% | 3.67% | 1.92% |
| Q3 2023 | $213M | $189M | $124M | $20M | $396K | 0.53% | 5.50% | 3.64% | 1.94% |
| Q2 2023 | $213M | $189M | $120M | $20M | $332K | 0.42% | 4.31% | 3.57% | 1.77% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.