The Commercial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $286M | $267M | $164M | $18M | $620K | 0.88% | 14.01% | 3.81% | 0.14% |
| Q4 2025 | $278M | $252M | $150M | $17M | $659K | 0.77% | 13.80% | 3.66% | 0.15% |
| Q3 2025 | $272M | $244M | $145M | $17M | $538K | 0.71% | 13.06% | 3.60% | 0.18% |
| Q2 2025 | $263M | $248M | $138M | $14M | $471K | 0.66% | 12.72% | 3.51% | 0.61% |
| Q1 2025 | $270M | $254M | $129M | $14M | $392K | 0.60% | 11.66% | 3.39% | 0.48% |
| Q4 2024 | $252M | $221M | $121M | $13M | $600K | 0.91% | 16.98% | 3.56% | 0.25% |
| Q3 2024 | $246M | $228M | $110M | $16M | $555K | 0.89% | 16.49% | 3.61% | 0.41% |
| Q2 2024 | $248M | $233M | $104M | $13M | $558K | 0.89% | 17.74% | 3.62% | 0.35% |
| Q1 2024 | $243M | $230M | $102M | $12M | $539K | 0.88% | 17.79% | 3.67% | 0.37% |
| Q4 2023 | $249M | $232M | $97M | $12M | $690K | 2.34% | 50.22% | 3.87% | 0.33% |
| Q3 2023 | $229M | $215M | $89M | $11M | $4M | 2.77% | 60.33% | 3.96% | 0.33% |
| Q2 2023 | $235M | $224M | $86M | $10M | $658K | 1.10% | 24.04% | 3.95% | 0.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.