The Commercial Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $459M | $417M | $323M | $38M | $4M | 3.13% | 37.30% | 5.03% | 0.12% |
| Q4 2025 | $463M | $420M | $317M | $39M | $3M | 2.90% | 37.00% | 5.12% | 0.14% |
| Q3 2025 | $435M | $394M | $306M | $37M | $3M | 3.00% | 39.18% | 5.13% | 0.15% |
| Q2 2025 | $427M | $391M | $306M | $33M | $3M | 2.99% | 40.51% | 5.05% | 0.05% |
| Q1 2025 | $431M | $396M | $296M | $31M | $3M | 2.95% | 40.81% | 4.94% | 0.02% |
| Q4 2024 | $433M | $398M | $294M | $31M | $3M | 2.70% | 40.56% | 4.70% | 0.00% |
| Q3 2024 | $419M | $384M | $293M | $31M | $3M | 2.73% | 41.97% | 4.62% | 0.11% |
| Q2 2024 | $455M | $382M | $286M | $28M | $3M | 2.77% | 44.73% | 4.53% | 0.00% |
| Q1 2024 | $445M | $377M | $276M | $25M | $3M | 2.91% | 47.30% | 4.57% | 0.00% |
| Q4 2023 | $402M | $372M | $268M | $27M | $2M | 2.57% | 43.89% | 4.56% | 0.46% |
| Q3 2023 | $385M | $361M | $265M | $21M | $2M | 2.69% | 47.90% | 4.59% | 0.63% |
| Q2 2023 | $391M | $360M | $270M | $23M | $3M | 2.79% | 49.02% | 4.57% | 0.62% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.