The Cleveland State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $346M | $319M | $170M | $24M | $870K | 1.02% | 14.75% | 3.51% | 0.21% |
| Q4 2025 | $338M | $311M | $166M | $23M | $707K | 0.99% | 15.32% | 3.55% | 0.32% |
| Q3 2025 | $331M | $304M | $170M | $24M | $904K | 1.04% | 16.43% | 3.56% | 0.51% |
| Q2 2025 | $325M | $302M | $168M | $21M | $828K | 1.02% | 16.72% | 3.58% | 0.26% |
| Q1 2025 | $332M | $308M | $160M | $20M | $833K | 1.02% | 17.15% | 3.49% | 0.20% |
| Q4 2024 | $323M | $301M | $160M | $19M | $686K | 0.91% | 15.69% | 3.46% | 0.21% |
| Q3 2024 | $317M | $293M | $161M | $21M | $645K | 0.93% | 16.00% | 3.44% | 0.07% |
| Q2 2024 | $318M | $297M | $163M | $18M | $660K | 0.99% | 17.79% | 3.45% | 0.03% |
| Q1 2024 | $325M | $304M | $158M | $18M | $915K | 1.14% | 21.06% | 3.43% | 0.03% |
| Q4 2023 | $315M | $294M | $153M | $17M | $-230K | 1.19% | 26.23% | 3.30% | 0.15% |
| Q3 2023 | $306M | $285M | $152M | $15M | $3M | 1.70% | 39.22% | 3.30% | 0.06% |
| Q2 2023 | $306M | $285M | $150M | $14M | $590K | 0.81% | 19.59% | 3.36% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.