The Clay City Banking Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $256M | $231M | $160M | $23M | $902K | 1.42% | 16.10% | 3.84% | 1.14% |
| Q4 2025 | $251M | $227M | $162M | $22M | $632K | 1.12% | 12.88% | 3.66% | 0.93% |
| Q3 2025 | $234M | $211M | $156M | $21M | $753K | 1.16% | 13.32% | 3.59% | 0.63% |
| Q2 2025 | $230M | $208M | $150M | $20M | $646K | 1.08% | 12.71% | 3.53% | 0.66% |
| Q1 2025 | $231M | $210M | $148M | $19M | $582K | 1.03% | 12.33% | 3.43% | 0.52% |
| Q4 2024 | $219M | $199M | $151M | $18M | $411K | 0.81% | 9.90% | 3.17% | 0.38% |
| Q3 2024 | $216M | $196M | $145M | $19M | $541K | 0.82% | 10.20% | 3.11% | 0.84% |
| Q2 2024 | $216M | $197M | $147M | $17M | $397K | 0.73% | 9.37% | 3.06% | 0.56% |
| Q1 2024 | $217M | $199M | $149M | $17M | $392K | 0.73% | 9.41% | 3.03% | 0.50% |
| Q4 2023 | $213M | $195M | $152M | $17M | $-81K | 0.54% | 7.27% | 2.91% | 0.54% |
| Q3 2023 | $207M | $190M | $148M | $15M | $416K | 0.77% | 10.54% | 2.89% | 1.08% |
| Q2 2023 | $210M | $193M | $145M | $16M | $391K | 0.76% | 10.42% | 2.84% | 1.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.