The Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $436M | $383M | $327M | $34M | $2M | 2.16% | 27.46% | 3.73% | 1.42% |
| Q4 2025 | $430M | $365M | $328M | $34M | $2M | 2.07% | 27.16% | 3.64% | 1.39% |
| Q3 2025 | $417M | $341M | $319M | $33M | $2M | 2.19% | 29.06% | 3.66% | 1.34% |
| Q2 2025 | $417M | $348M | $320M | $31M | $2M | 2.35% | 31.92% | 3.70% | 0.03% |
| Q1 2025 | $411M | $353M | $310M | $31M | $3M | 2.61% | 35.62% | 3.68% | 0.11% |
| Q4 2024 | $416M | $346M | $317M | $29M | $2M | 1.99% | 27.25% | 3.61% | 0.02% |
| Q3 2024 | $407M | $334M | $304M | $32M | $2M | 2.08% | 28.14% | 3.63% | 0.05% |
| Q2 2024 | $397M | $328M | $300M | $29M | $2M | 2.10% | 29.09% | 3.65% | 0.06% |
| Q1 2024 | $400M | $345M | $292M | $28M | $2M | 2.09% | 29.11% | 3.64% | 0.29% |
| Q4 2023 | $400M | $322M | $302M | $29M | $2M | 2.16% | 30.13% | 3.78% | 0.10% |
| Q3 2023 | $386M | $316M | $291M | $25M | $2M | 2.18% | 30.51% | 3.82% | 0.07% |
| Q2 2023 | $373M | $320M | $268M | $27M | $2M | 2.14% | 29.09% | 3.76% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.