The Citizens State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $453M | $387M | $221M | $56M | $2M | 1.75% | 13.73% | 4.11% | 0.02% |
| Q4 2025 | $436M | $370M | $222M | $57M | $2M | 1.44% | 11.96% | 4.13% | 0.18% |
| Q3 2025 | $441M | $378M | $226M | $55M | $2M | 1.28% | 10.90% | 4.10% | 0.15% |
| Q2 2025 | $424M | $364M | $232M | $52M | $1M | 1.22% | 10.52% | 4.09% | 0.22% |
| Q1 2025 | $438M | $380M | $230M | $50M | $1M | 1.25% | 11.07% | 4.10% | 0.16% |
| Q4 2024 | $434M | $368M | $240M | $48M | $2M | 1.56% | 14.41% | 4.08% | 0.13% |
| Q3 2024 | $431M | $370M | $227M | $50M | $2M | 1.51% | 14.06% | 4.08% | 0.08% |
| Q2 2024 | $432M | $376M | $230M | $46M | $1M | 1.55% | 14.78% | 4.01% | 0.16% |
| Q1 2024 | $436M | $377M | $222M | $46M | $2M | 1.88% | 18.16% | 4.11% | 0.34% |
| Q4 2023 | $440M | $384M | $214M | $45M | $2M | 1.53% | 17.32% | 3.96% | 0.13% |
| Q3 2023 | $453M | $403M | $221M | $37M | $1M | 1.30% | 15.38% | 3.72% | 1.13% |
| Q2 2023 | $451M | $398M | $217M | $41M | $1M | 1.31% | 15.35% | 3.67% | 1.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.