The Citizens National Bank of Somerset
The Citizens National Bank of Somerset quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $706M | $565M | $363M | $40M | $3M | 1.65% | 28.56% | 3.31% | 0.13% |
| Q4 2025 | $700M | $546M | $360M | $41M | $3M | 1.57% | 32.59% | 3.14% | 0.06% |
| Q3 2025 | $703M | $556M | $347M | $38M | $3M | 1.46% | 32.03% | 3.07% | 0.15% |
| Q2 2025 | $694M | $553M | $341M | $30M | $3M | 1.41% | 33.01% | 3.01% | 0.15% |
| Q1 2025 | $660M | $545M | $339M | $30M | $2M | 1.31% | 31.14% | 2.94% | 0.26% |
| Q4 2024 | $650M | $533M | $342M | $25M | $2M | 1.09% | 27.73% | 2.77% | 0.33% |
| Q3 2024 | $640M | $529M | $331M | $32M | $2M | 0.99% | 25.21% | 2.73% | 0.32% |
| Q2 2024 | $607M | $519M | $328M | $23M | $2M | 0.92% | 25.84% | 2.74% | 0.28% |
| Q1 2024 | $623M | $515M | $320M | $21M | $1M | 0.77% | 22.19% | 2.65% | 0.32% |
| Q4 2023 | $628M | $501M | $324M | $23M | $2M | 1.35% | 48.12% | 3.03% | 0.41% |
| Q3 2023 | $614M | $512M | $322M | $12M | $2M | 1.39% | 53.51% | 3.09% | 0.33% |
| Q2 2023 | $647M | $506M | $329M | $18M | $2M | 1.41% | 50.22% | 3.15% | 0.39% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.