The Citizens Bank of Winfield quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $293M | $219M | $113M | $27M | $358K | 0.49% | 5.27% | 2.74% | 0.05% |
| Q4 2025 | $295M | $221M | $111M | $28M | $362K | 0.48% | 5.51% | 2.47% | 0.21% |
| Q3 2025 | $282M | $217M | $99M | $26M | $418K | 0.47% | 5.54% | 2.40% | 0.11% |
| Q2 2025 | $271M | $200M | $92M | $22M | $394K | 0.41% | 4.92% | 2.25% | 0.07% |
| Q1 2025 | $271M | $218M | $90M | $24M | $160K | 0.24% | 2.82% | 2.12% | 1.01% |
| Q4 2024 | $271M | $230M | $89M | $22M | $-1303K | -0.59% | -7.29% | 1.31% | 0.12% |
| Q3 2024 | $315M | $230M | $86M | $30M | $-249K | -0.22% | -2.76% | 1.16% | 0.15% |
| Q2 2024 | $317M | $228M | $84M | $25M | $-177K | -0.18% | -2.36% | 1.14% | 0.06% |
| Q1 2024 | $317M | $269M | $80M | $24M | $-116K | -0.14% | -1.87% | 1.07% | 0.11% |
| Q4 2023 | $339M | $242M | $75M | $26M | $40K | 0.20% | 2.88% | 1.47% | 0.31% |
| Q3 2023 | $314M | $225M | $71M | $13M | $12K | 0.25% | 3.77% | 1.62% | 0.40% |
| Q2 2023 | $318M | $219M | $67M | $25M | $182K | 0.37% | 4.91% | 1.77% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.