The Citizens Bank of Swainsboro
Headquartered in Swainsboro, GA. Part of Swainsboro Bankshares, Inc. FDIC certificate #11295 · Federal Reserve RSSD 268136.
Total assets
$420M
Deposits
$365M
Q2 2026
Active branches
5
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$2M
Return on assets
1.83%
Return on equity
15.48%
Noncurrent loan rate
0.36%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Openings by year
12024
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cbs-lc.com.