The Citizens Bank of Cochran quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $205M | $174M | $164M | $29M | $994K | 1.95% | 14.05% | 5.56% | 0.53% |
| Q4 2025 | $203M | $173M | $164M | $28M | $846K | 1.91% | 14.87% | 5.45% | 1.14% |
| Q3 2025 | $201M | $172M | $163M | $27M | $1M | 1.99% | 15.77% | 5.46% | 0.70% |
| Q2 2025 | $197M | $169M | $161M | $26M | $886K | 1.88% | 15.26% | 5.41% | 0.37% |
| Q1 2025 | $199M | $171M | $152M | $25M | $968K | 1.96% | 16.41% | 5.36% | 0.00% |
| Q4 2024 | $196M | $171M | $148M | $22M | $787K | 1.74% | 15.02% | 4.95% | 0.54% |
| Q3 2024 | $187M | $162M | $149M | $22M | $813K | 1.77% | 15.28% | 4.97% | 0.06% |
| Q2 2024 | $177M | $154M | $141M | $21M | $776K | 1.77% | 15.33% | 4.97% | 0.10% |
| Q1 2024 | $174M | $152M | $139M | $20M | $750K | 1.76% | 15.39% | 4.94% | 0.26% |
| Q4 2023 | $167M | $147M | $130M | $19M | $813K | 1.78% | 16.58% | 4.98% | 0.45% |
| Q3 2023 | $176M | $156M | $129M | $18M | $677K | 1.73% | 16.30% | 4.83% | 0.17% |
| Q2 2023 | $161M | $142M | $127M | $17M | $737K | 1.81% | 16.83% | 4.88% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.