The Citizens Bank Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $330M | $286M | $188M | $40M | $1M | 1.59% | 13.18% | 3.74% | 0.37% |
| Q4 2025 | $331M | $289M | $186M | $40M | $980K | 1.13% | 10.25% | 3.48% | 0.30% |
| Q3 2025 | $332M | $290M | $193M | $38M | $862K | 1.12% | 10.31% | 3.47% | 0.31% |
| Q2 2025 | $332M | $284M | $198M | $34M | $1M | 1.15% | 10.81% | 3.39% | 0.31% |
| Q1 2025 | $322M | $281M | $190M | $35M | $870K | 1.08% | 9.97% | 3.36% | 0.33% |
| Q4 2024 | $321M | $273M | $188M | $35M | $1M | 1.17% | 10.91% | 3.26% | 0.06% |
| Q3 2024 | $321M | $274M | $189M | $35M | $717K | 1.00% | 9.38% | 3.22% | 0.08% |
| Q2 2024 | $314M | $265M | $185M | $33M | $868K | 1.06% | 9.92% | 3.22% | 0.05% |
| Q1 2024 | $304M | $260M | $180M | $32M | $755K | 0.99% | 9.31% | 3.21% | 0.06% |
| Q4 2023 | $305M | $261M | $183M | $32M | $924K | 1.14% | 11.95% | 3.24% | 0.13% |
| Q3 2023 | $304M | $267M | $181M | $28M | $851K | 1.12% | 12.05% | 3.22% | 0.15% |
| Q2 2023 | $307M | $263M | $186M | $30M | $851K | 1.12% | 12.02% | 3.22% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.