The Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $130M | $117M | $39M | $12M | $357K | 1.10% | 11.62% | 2.96% | 1.58% |
| Q4 2025 | $131M | $118M | $39M | $12M | $221K | 0.98% | 11.01% | 2.96% | 2.06% |
| Q3 2025 | $128M | $114M | $37M | $12M | $410K | 1.08% | 12.34% | 2.94% | 2.07% |
| Q2 2025 | $127M | $115M | $38M | $11M | $300K | 0.97% | 11.56% | 2.89% | 2.16% |
| Q1 2025 | $125M | $113M | $38M | $11M | $304K | 0.99% | 11.93% | 2.84% | 1.69% |
| Q4 2024 | $122M | $112M | $38M | $10M | $135K | 1.00% | 11.53% | 3.06% | 1.26% |
| Q3 2024 | $120M | $108M | $39M | $12M | $361K | 1.19% | 13.41% | 3.10% | 1.20% |
| Q2 2024 | $117M | $106M | $40M | $10M | $306K | 1.19% | 13.87% | 3.12% | 1.05% |
| Q1 2024 | $115M | $105M | $38M | $10M | $381K | 1.32% | 15.58% | 3.11% | 0.99% |
| Q4 2023 | $116M | $106M | $36M | $10M | $245K | 1.14% | 14.05% | 3.20% | 0.72% |
| Q3 2023 | $109M | $101M | $36M | $8M | $288K | 1.24% | 15.45% | 3.23% | 0.69% |
| Q2 2023 | $113M | $103M | $34M | $9M | $282K | 1.33% | 16.21% | 3.22% | 0.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.