The Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $251M | $207M | $170M | $22M | $566K | 0.92% | 10.33% | 3.67% | 0.34% |
| Q4 2025 | $242M | $191M | $173M | $22M | $719K | 1.03% | 12.38% | 3.77% | 0.44% |
| Q3 2025 | $246M | $224M | $172M | $21M | $656K | 0.97% | 11.95% | 3.73% | 0.35% |
| Q2 2025 | $247M | $227M | $165M | $19M | $671K | 0.91% | 11.42% | 3.69% | 0.59% |
| Q1 2025 | $233M | $213M | $161M | $19M | $402K | 0.70% | 8.69% | 3.60% | 0.04% |
| Q4 2024 | $223M | $205M | $157M | $18M | $521K | 0.78% | 10.76% | 3.31% | 0.24% |
| Q3 2024 | $231M | $212M | $159M | $19M | $498K | 0.74% | 10.45% | 3.24% | 0.04% |
| Q2 2024 | $245M | $220M | $167M | $17M | $323K | 0.69% | 10.17% | 3.18% | 0.12% |
| Q1 2024 | $247M | $222M | $167M | $17M | $524K | 0.85% | 12.73% | 3.25% | 0.19% |
| Q4 2023 | $247M | $222M | $162M | $16M | $438K | 0.75% | 11.89% | 3.36% | 0.60% |
| Q3 2023 | $233M | $204M | $161M | $14M | $422K | 0.76% | 12.23% | 3.38% | 0.53% |
| Q2 2023 | $229M | $201M | $152M | $15M | $442K | 0.77% | 12.24% | 3.35% | 0.29% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.