The Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.0B | $622M | $120M | $3M | 1.17% | 11.17% | 4.20% | 0.19% |
| Q4 2025 | $1.1B | $978M | $621M | $118M | $3M | 1.13% | 10.82% | 4.22% | 0.06% |
| Q3 2025 | $1.0B | $916M | $596M | $116M | $3M | 1.12% | 10.79% | 4.18% | 0.10% |
| Q2 2025 | $1.1B | $940M | $587M | $109M | $3M | 1.05% | 10.34% | 4.10% | 0.23% |
| Q1 2025 | $1.1B | $936M | $582M | $107M | $3M | 0.99% | 9.93% | 4.04% | 0.22% |
| Q4 2024 | $1.0B | $919M | $570M | $102M | $3M | 1.12% | 11.24% | 4.00% | 0.13% |
| Q3 2024 | $1.0B | $905M | $564M | $107M | $3M | 1.12% | 11.19% | 3.96% | 0.31% |
| Q2 2024 | $1.0B | $901M | $554M | $99M | $3M | 1.12% | 11.38% | 3.94% | 0.27% |
| Q1 2024 | $977M | $873M | $542M | $96M | $3M | 1.08% | 11.02% | 3.88% | 0.12% |
| Q4 2023 | $958M | $855M | $538M | $94M | $3M | 1.24% | 14.07% | 4.16% | 0.09% |
| Q3 2023 | $974M | $879M | $531M | $85M | $3M | 1.28% | 14.88% | 4.14% | 0.15% |
| Q2 2023 | $987M | $891M | $512M | $86M | $3M | 1.30% | 15.28% | 4.18% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.