The Citizens Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $795M | $693M | $309M | $42M | $4M | 1.95% | 35.42% | 3.97% | 0.02% |
| Q4 2025 | $774M | $673M | $304M | $44M | $4M | 2.07% | 43.14% | 3.95% | 0.00% |
| Q3 2025 | $783M | $683M | $311M | $42M | $4M | 2.09% | 45.96% | 3.92% | 0.86% |
| Q2 2025 | $778M | $686M | $306M | $38M | $4M | 2.08% | 48.58% | 3.88% | 0.88% |
| Q1 2025 | $777M | $684M | $308M | $36M | $4M | 2.11% | 52.71% | 3.89% | 0.21% |
| Q4 2024 | $792M | $706M | $306M | $27M | $-3521K | 0.99% | 28.60% | 3.41% | 0.19% |
| Q3 2024 | $842M | $691M | $299M | $36M | $4M | 1.88% | 54.67% | 3.29% | 0.19% |
| Q2 2024 | $807M | $692M | $295M | $25M | $4M | 1.85% | 58.33% | 3.26% | 0.20% |
| Q1 2024 | $815M | $692M | $292M | $24M | $4M | 1.79% | 55.85% | 3.21% | 0.21% |
| Q4 2023 | $791M | $674M | $279M | $27M | $-4398K | 0.71% | 28.66% | 3.00% | 0.07% |
| Q3 2023 | $780M | $675M | $271M | $8M | $3M | 1.67% | 74.41% | 3.01% | 0.17% |
| Q2 2023 | $811M | $706M | $270M | $19M | $3M | 1.71% | 64.75% | 3.03% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.