The Canandaigua National Bank and Trust Company
The Canandaigua National Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.5B | $4.5B | $3.9B | $464M | $18M | 1.34% | 15.62% | 3.50% | 0.88% |
| Q4 2025 | $5.3B | $4.4B | $3.9B | $458M | $15M | 1.15% | 13.90% | 3.33% | 0.93% |
| Q3 2025 | $5.3B | $4.2B | $3.9B | $442M | $17M | 1.17% | 14.26% | 3.28% | 1.08% |
| Q2 2025 | $5.2B | $4.2B | $3.9B | $432M | $14M | 1.11% | 13.59% | 3.22% | 1.01% |
| Q1 2025 | $5.1B | $4.2B | $3.8B | $415M | $14M | 1.13% | 13.94% | 3.17% | 1.03% |
| Q4 2024 | $5.0B | $4.0B | $3.8B | $409M | $13M | 0.94% | 11.96% | 2.95% | 1.08% |
| Q3 2024 | $5.0B | $3.7B | $3.7B | $398M | $12M | 0.91% | 11.58% | 2.88% | 1.04% |
| Q2 2024 | $4.9B | $3.7B | $3.7B | $390M | $12M | 0.87% | 11.13% | 2.80% | 0.77% |
| Q1 2024 | $4.9B | $3.7B | $3.7B | $377M | $9M | 0.76% | 9.91% | 2.77% | 0.78% |
| Q4 2023 | $4.9B | $3.6B | $3.7B | $380M | $11M | 0.96% | 13.02% | 2.94% | 0.39% |
| Q3 2023 | $4.9B | $3.7B | $3.7B | $357M | $10M | 0.98% | 13.46% | 2.96% | 0.24% |
| Q2 2023 | $4.9B | $3.6B | $3.7B | $363M | $14M | 1.07% | 14.59% | 2.99% | 0.31% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.