The Bank of the West quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $185M | $164M | $144M | $20M | $981K | 2.18% | 18.85% | 4.84% | 2.06% |
| Q4 2025 | $175M | $152M | $153M | $22M | $1M | 2.39% | 19.28% | 5.10% | 1.93% |
| Q3 2025 | $180M | $156M | $144M | $22M | $1M | 2.42% | 19.60% | 5.12% | 2.52% |
| Q2 2025 | $178M | $155M | $131M | $22M | $1M | 2.40% | 19.32% | 5.11% | 0.53% |
| Q1 2025 | $174M | $151M | $138M | $22M | $1M | 2.48% | 19.82% | 5.11% | 0.51% |
| Q4 2024 | $171M | $146M | $145M | $22M | $594K | 2.42% | 19.14% | 5.54% | 0.76% |
| Q3 2024 | $169M | $146M | $145M | $21M | $1M | 2.77% | 21.85% | 5.61% | 0.52% |
| Q2 2024 | $172M | $149M | $138M | $21M | $1M | 2.77% | 21.91% | 5.60% | 0.57% |
| Q1 2024 | $170M | $148M | $144M | $21M | $1M | 2.83% | 22.12% | 5.70% | 0.51% |
| Q4 2023 | $161M | $137M | $140M | $21M | $1M | 2.59% | 20.14% | 5.36% | 0.52% |
| Q3 2023 | $163M | $140M | $133M | $21M | $1M | 2.57% | 20.04% | 5.27% | 0.55% |
| Q2 2023 | $162M | $140M | $127M | $21M | $1M | 2.51% | 19.65% | 5.22% | 0.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.