The Bank of Romney quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $371M | $283M | $265M | $59M | $1M | 1.21% | 7.56% | 4.41% | 1.90% |
| Q4 2025 | $365M | $277M | $261M | $58M | $1M | 1.29% | 8.29% | 4.62% | 2.06% |
| Q3 2025 | $363M | $277M | $257M | $57M | $917K | 1.27% | 8.22% | 4.64% | 1.78% |
| Q2 2025 | $350M | $261M | $254M | $56M | $1M | 1.39% | 9.10% | 4.85% | 1.36% |
| Q1 2025 | $357M | $268M | $255M | $54M | $1M | 1.33% | 8.85% | 4.51% | 2.17% |
| Q4 2024 | $351M | $262M | $261M | $52M | $924K | 1.28% | 9.32% | 4.27% | 3.39% |
| Q3 2024 | $357M | $270M | $262M | $51M | $1M | 1.36% | 10.09% | 4.22% | 2.89% |
| Q2 2024 | $362M | $275M | $265M | $49M | $1M | 1.36% | 10.29% | 4.10% | 2.73% |
| Q1 2024 | $363M | $275M | $262M | $47M | $1M | 1.40% | 10.79% | 4.05% | 2.75% |
| Q4 2023 | $358M | $262M | $265M | $46M | $1M | 1.15% | 9.34% | 4.10% | 2.77% |
| Q3 2023 | $358M | $262M | $266M | $45M | $1M | 1.12% | 9.13% | 4.08% | 2.79% |
| Q2 2023 | $355M | $261M | $259M | $44M | $1M | 1.07% | 8.83% | 4.07% | 2.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.