The Bank of LaFayette, Georgia
The Bank of LaFayette, Georgia quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $452M | $387M | $174M | $17M | $1M | 0.92% | 23.61% | 2.57% | 1.19% |
| Q4 2025 | $448M | $378M | $171M | $18M | $292K | 0.84% | 27.22% | 2.94% | 0.85% |
| Q3 2025 | $411M | $340M | $165M | $18M | $1M | 1.05% | 36.94% | 2.97% | 0.91% |
| Q2 2025 | $407M | $370M | $164M | $12M | $1M | 1.02% | 43.16% | 2.92% | 0.90% |
| Q1 2025 | $411M | $382M | $163M | $10M | $999K | 0.98% | 49.04% | 2.83% | 0.84% |
| Q4 2024 | $401M | $376M | $161M | $6M | $520K | 0.74% | 49.81% | 2.58% | 0.82% |
| Q3 2024 | $387M | $340M | $160M | $12M | $805K | 0.82% | 55.70% | 2.58% | 0.96% |
| Q2 2024 | $407M | $368M | $157M | $5M | $833K | 0.81% | 88.41% | 2.54% | 0.67% |
| Q1 2024 | $401M | $366M | $156M | $2M | $791K | 0.80% | 102.79% | 2.56% | 0.82% |
| Q4 2023 | $391M | $369M | $151M | $4M | $-1412K | 0.64% | 191.21% | 2.31% | 0.88% |
| Q3 2023 | $364M | $338M | $145M | $-1857K | $2M | 1.36% | 776.99% | 2.64% | 0.99% |
| Q2 2023 | $377M | $372M | $139M | $2M | $798K | 0.87% | 223.69% | 2.69% | 1.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.