The Bank and Trust, S.S.B. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $581M | $528M | $380M | $49M | $2M | 1.48% | 17.49% | 4.41% | 0.05% |
| Q4 2025 | $585M | $531M | $368M | $49M | $3M | 1.57% | 19.66% | 4.40% | 0.06% |
| Q3 2025 | $584M | $531M | $361M | $48M | $2M | 1.51% | 19.23% | 4.37% | 0.00% |
| Q2 2025 | $567M | $519M | $355M | $44M | $2M | 1.57% | 20.29% | 4.36% | 0.05% |
| Q1 2025 | $559M | $511M | $349M | $44M | $2M | 1.44% | 18.68% | 4.29% | 0.05% |
| Q4 2024 | $538M | $492M | $352M | $41M | $2M | 1.44% | 18.77% | 4.25% | 0.06% |
| Q3 2024 | $531M | $481M | $351M | $45M | $2M | 1.46% | 19.08% | 4.20% | 0.06% |
| Q2 2024 | $526M | $482M | $344M | $40M | $2M | 1.50% | 20.36% | 4.20% | 0.01% |
| Q1 2024 | $535M | $492M | $338M | $39M | $2M | 1.45% | 20.09% | 4.05% | 0.00% |
| Q4 2023 | $537M | $494M | $337M | $39M | $2M | 1.52% | 23.50% | 4.07% | 0.12% |
| Q3 2023 | $537M | $499M | $329M | $34M | $2M | 1.51% | 23.99% | 4.01% | 0.01% |
| Q2 2023 | $531M | $494M | $324M | $35M | $2M | 1.52% | 24.19% | 4.03% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.