The Bank
Headquartered in Oberlin, KS. Part of Decatur Investment, Inc. FDIC certificate #26522 · Federal Reserve RSSD 333650.
Total assets
$617M
Deposits
$541M
Q2 2026
Active branches
14
Closings since Jan 2020
2
0 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$4M
Return on assets
2.50%
Return on equity
21.16%
Noncurrent loan rate
3.45%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
12025
12026
Values in $ billions, June 30 of each year.
Closings by year
22025
Other network changes since 2020
- 5 branches acquired through purchases or mergers
Branches by state
Recent closings
- 102 S KANSAS AVE · closed June 18, 2025
- 295 N FRANKLIN AVE · closed April 15, 2025
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.thebankks.com.