The Baldwin State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $108M | $95M | $47M | $11M | $202K | 0.76% | 7.27% | 3.02% | 0.05% |
| Q4 2025 | $106M | $93M | $48M | $11M | $194K | 0.94% | 9.33% | 3.05% | 0.08% |
| Q3 2025 | $108M | $95M | $49M | $11M | $328K | 1.00% | 10.20% | 3.02% | 0.09% |
| Q2 2025 | $109M | $97M | $48M | $11M | $232K | 0.89% | 9.21% | 2.93% | 0.09% |
| Q1 2025 | $106M | $94M | $48M | $10M | $238K | 0.92% | 9.51% | 2.96% | 0.10% |
| Q4 2024 | $101M | $86M | $47M | $10M | $159K | 0.68% | 7.24% | 2.65% | 0.26% |
| Q3 2024 | $103M | $91M | $45M | $10M | $230K | 0.70% | 7.50% | 2.57% | 0.28% |
| Q2 2024 | $104M | $93M | $46M | $9M | $199K | 0.60% | 6.60% | 2.47% | 0.28% |
| Q1 2024 | $102M | $91M | $48M | $9M | $107K | 0.43% | 4.66% | 2.42% | 2.49% |
| Q4 2023 | $98M | $87M | $47M | $9M | $66K | 0.48% | 5.39% | 2.46% | 1.22% |
| Q3 2023 | $100M | $90M | $47M | $9M | $144K | 0.55% | 6.28% | 2.47% | 1.76% |
| Q2 2023 | $97M | $87M | $48M | $9M | $124K | 0.54% | 6.07% | 2.44% | 1.68% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.