The Adirondack Trust Company
Headquartered in Saratoga Springs, NY. Part of Adirondack Trust Company Employee Stock Ownership Trust, the. FDIC certificate #660 · Federal Reserve RSSD 645317.
Total assets
$1.7B
Deposits
$1.5B
Q2 2026
Active branches
13
Closings since Jan 2020
2
2 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$5M
Return on assets
0.95%
Return on equity
8.56%
Noncurrent loan rate
0.44%
Deposits by year (Summary of Deposits)
12019
12020
12021
22022
12023
12024
12025
12026
Values in $ billions, June 30 of each year.
Closings by year
12021
12024
Openings by year
22021
Branches by state
Recent closings
- The Adirondack Trust Company — Mechanicville, NYbank exits city51 LUTHER FOREST BLVD · closed June 28, 2024
- The Adirondack Trust Company — Glens Falls, NYbank exits city24 MAPLE STREET · closed April 2, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: adirondacktrust.com.