Synergy Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $1.1B | $829M | $171M | $5M | 1.57% | 11.65% | 4.51% | 1.73% |
| Q4 2025 | $1.2B | $1.1B | $812M | $166M | $5M | 1.72% | 12.65% | 4.68% | 2.12% |
| Q3 2025 | $1.2B | $1.0B | $801M | $176M | $6M | 1.74% | 12.79% | 4.63% | 2.19% |
| Q2 2025 | $1.2B | $1.1B | $754M | $169M | $5M | 1.66% | 12.38% | 4.48% | 2.77% |
| Q1 2025 | $1.2B | $1.0B | $732M | $164M | $5M | 1.57% | 11.81% | 4.41% | 2.58% |
| Q4 2024 | $1.2B | $1.0B | $705M | $158M | $5M | 1.55% | 11.60% | 4.24% | 2.20% |
| Q3 2024 | $1.2B | $1.0B | $708M | $167M | $5M | 1.56% | 11.67% | 4.21% | 2.32% |
| Q2 2024 | $1.2B | $1.0B | $718M | $160M | $4M | 1.58% | 11.96% | 4.19% | 2.52% |
| Q1 2024 | $1.2B | $1.0B | $702M | $156M | $5M | 1.69% | 12.96% | 4.15% | 1.92% |
| Q4 2023 | $1.2B | $1.0B | $695M | $151M | $4M | 1.00% | 7.92% | 3.19% | 2.20% |
| Q3 2023 | $1.2B | $1.0B | $710M | $149M | $1M | 0.82% | 6.57% | 2.79% | 2.13% |
| Q2 2023 | $852M | $758M | $466M | $90M | $3M | 1.48% | 14.38% | 3.55% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.