Summit State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $996M | $879M | $776M | $103M | $2M | 0.67% | 6.57% | 3.80% | 4.15% |
| Q4 2025 | $1.0B | $891M | $832M | $101M | $1M | 0.66% | 6.99% | 3.56% | 2.96% |
| Q3 2025 | $1.0B | $889M | $838M | $100M | $817K | 0.73% | 7.94% | 3.50% | 2.76% |
| Q2 2025 | $1.0B | $923M | $855M | $98M | $2M | 0.93% | 10.33% | 3.46% | 1.07% |
| Q1 2025 | $1.1B | $957M | $877M | $95M | $2M | 0.94% | 10.67% | 3.19% | 1.96% |
| Q4 2024 | $1.1B | $963M | $905M | $92M | $-7142K | -0.38% | -4.31% | 2.84% | 3.02% |
| Q3 2024 | $1.1B | $1.0B | $917M | $101M | $626K | 0.36% | 3.99% | 2.78% | 3.95% |
| Q2 2024 | $1.1B | $967M | $914M | $98M | $928K | 0.42% | 4.75% | 2.79% | 3.87% |
| Q1 2024 | $1.1B | $939M | $918M | $98M | $1M | 0.51% | 5.71% | 2.83% | 4.45% |
| Q4 2023 | $1.1B | $1.0B | $939M | $98M | $2M | 0.95% | 11.59% | 3.27% | 4.63% |
| Q3 2023 | $1.1B | $1.0B | $932M | $93M | $2M | 1.04% | 12.89% | 3.39% | 3.73% |
| Q2 2023 | $1.2B | $1.0B | $925M | $94M | $3M | 1.24% | 15.46% | 3.62% | 2.78% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.