Summit National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $71M | $69M | $36M | $2M | $-114K | -0.63% | -30.55% | 2.06% | 0.45% |
| Q4 2025 | $74M | $73M | $39M | $1M | $-683K | -4.58% | -155.11% | 2.40% | 0.44% |
| Q3 2025 | $86M | $83M | $41M | $2M | $-1062K | -4.88% | -153.67% | 2.53% | 0.48% |
| Q2 2025 | $87M | $84M | $41M | $2M | $-783K | -4.88% | -141.84% | 2.57% | 0.46% |
| Q1 2025 | $91M | $86M | $42M | $3M | $-1430K | -6.19% | -164.32% | 2.44% | 0.51% |
| Q4 2024 | $93M | $87M | $44M | $4M | $-3028K | -5.69% | -79.41% | 3.02% | 0.26% |
| Q3 2024 | $97M | $89M | $46M | $7M | $-646K | -3.46% | -43.98% | 3.02% | 0.26% |
| Q2 2024 | $94M | $86M | $47M | $7M | $-879K | -3.86% | -47.78% | 3.06% | 0.32% |
| Q1 2024 | $102M | $93M | $44M | $8M | $-1086K | -4.10% | -49.98% | 3.23% | 0.35% |
| Q4 2023 | $110M | $100M | $49M | $9M | $-655K | -1.34% | -15.03% | 3.64% | 0.33% |
| Q3 2023 | $122M | $111M | $50M | $10M | $-802K | -0.93% | -10.27% | 3.84% | 0.33% |
| Q2 2023 | $103M | $94M | $48M | $8M | $64K | 0.30% | 3.11% | 3.78% | 0.60% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.