Summit Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.2B | $1.1B | $147M | $5M | 1.43% | 12.98% | 4.68% | 0.64% |
| Q4 2025 | $1.3B | $1.1B | $1.1B | $142M | $4M | 1.17% | 11.18% | 4.69% | 0.34% |
| Q3 2025 | $1.3B | $1.1B | $1.1B | $137M | $4M | 1.11% | 10.78% | 4.70% | 0.42% |
| Q2 2025 | $1.2B | $1.1B | $1.1B | $133M | $3M | 1.04% | 10.13% | 4.64% | 0.03% |
| Q1 2025 | $1.3B | $1.1B | $1.1B | $129M | $3M | 0.97% | 9.65% | 4.53% | 0.07% |
| Q4 2024 | $1.3B | $1.1B | $1.0B | $125M | $3M | 0.99% | 9.82% | 4.60% | 0.20% |
| Q3 2024 | $1.3B | $1.1B | $1.0B | $122M | $3M | 0.97% | 9.68% | 4.57% | 0.22% |
| Q2 2024 | $1.1B | $1.0B | $1.0B | $118M | $3M | 0.92% | 9.02% | 4.62% | 0.21% |
| Q1 2024 | $1.1B | $1.0B | $971M | $115M | $3M | 0.94% | 9.19% | 4.64% | 0.14% |
| Q4 2023 | $1.1B | $917M | $915M | $112M | $2M | 0.93% | 9.10% | 4.75% | 0.18% |
| Q3 2023 | $1.1B | $908M | $875M | $109M | $3M | 0.99% | 9.73% | 4.69% | 0.04% |
| Q2 2023 | $1.0B | $867M | $820M | $106M | $3M | 0.99% | 9.81% | 4.61% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.