Sterling State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $462M | $364M | $310M | $31M | $1M | 0.92% | 13.77% | 3.44% | 0.48% |
| Q4 2025 | $482M | $361M | $309M | $31M | $738K | 0.64% | 11.68% | 2.94% | 0.47% |
| Q3 2025 | $478M | $351M | $296M | $30M | $969K | 0.65% | 12.44% | 2.85% | 0.08% |
| Q2 2025 | $516M | $341M | $295M | $27M | $688K | 0.58% | 11.81% | 2.78% | 0.08% |
| Q1 2025 | $513M | $361M | $296M | $25M | $770K | 0.61% | 13.18% | 2.79% | 0.08% |
| Q4 2024 | $491M | $359M | $293M | $22M | $435K | 0.29% | 7.21% | 2.32% | 0.09% |
| Q3 2024 | $535M | $354M | $286M | $26M | $413K | 0.27% | 6.92% | 2.22% | 0.09% |
| Q2 2024 | $510M | $336M | $276M | $19M | $389K | 0.25% | 6.95% | 2.20% | 0.09% |
| Q1 2024 | $534M | $369M | $271M | $19M | $272K | 0.20% | 5.77% | 2.14% | 0.10% |
| Q4 2023 | $547M | $380M | $266M | $19M | $13K | 0.08% | 2.50% | 2.10% | 0.11% |
| Q3 2023 | $500M | $352M | $263M | $12M | $4K | 0.10% | 3.39% | 2.14% | 0.01% |
| Q2 2023 | $498M | $341M | $254M | $16M | $24K | 0.15% | 4.68% | 2.23% | 0.11% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.