State Bank of the Lakes quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.7B | $2.3B | $2.0B | $277M | $10M | 1.51% | 14.07% | 3.17% | 0.11% |
| Q4 2025 | $2.5B | $2.1B | $1.9B | $280M | $9M | 1.47% | 12.91% | 3.39% | 0.14% |
| Q3 2025 | $2.4B | $2.0B | $1.8B | $271M | $9M | 1.49% | 13.00% | 3.41% | 0.12% |
| Q2 2025 | $2.3B | $2.0B | $1.8B | $260M | $9M | 1.45% | 12.61% | 3.41% | 0.12% |
| Q1 2025 | $2.2B | $1.8B | $1.7B | $256M | $7M | 1.36% | 11.70% | 3.34% | 0.22% |
| Q4 2024 | $2.2B | $1.8B | $1.7B | $247M | $7M | 1.43% | 12.34% | 3.60% | 0.34% |
| Q3 2024 | $2.1B | $1.8B | $1.7B | $249M | $8M | 1.47% | 12.65% | 3.64% | 0.18% |
| Q2 2024 | $2.1B | $1.8B | $1.6B | $237M | $7M | 1.43% | 12.33% | 3.66% | 0.21% |
| Q1 2024 | $2.0B | $1.7B | $1.6B | $231M | $8M | 1.61% | 13.55% | 3.81% | 0.23% |
| Q4 2023 | $1.9B | $1.6B | $1.5B | $235M | $6M | 1.54% | 13.53% | 3.63% | 0.24% |
| Q3 2023 | $2.0B | $1.7B | $1.5B | $223M | $8M | 1.61% | 14.35% | 3.61% | 0.78% |
| Q2 2023 | $2.0B | $1.7B | $1.4B | $218M | $7M | 1.55% | 13.84% | 3.57% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.