State Bank of Downs quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $154M | $132M | $80M | $20M | $568K | 1.55% | 11.63% | 3.40% | 0.00% |
| Q4 2025 | $140M | $120M | $84M | $19M | $382K | 1.59% | 11.89% | 3.77% | 0.00% |
| Q3 2025 | $141M | $120M | $90M | $19M | $458K | 1.76% | 13.23% | 3.80% | 0.00% |
| Q2 2025 | $142M | $121M | $90M | $19M | $772K | 1.99% | 15.12% | 3.80% | 0.00% |
| Q1 2025 | $146M | $125M | $89M | $19M | $638K | 1.80% | 13.88% | 3.50% | 0.92% |
| Q4 2024 | $138M | $118M | $89M | $18M | $350K | 1.75% | 13.08% | 3.90% | 2.06% |
| Q3 2024 | $134M | $114M | $93M | $18M | $431K | 1.99% | 14.87% | 3.93% | 1.77% |
| Q2 2024 | $130M | $110M | $90M | $18M | $827K | 2.35% | 17.62% | 4.09% | 0.56% |
| Q1 2024 | $136M | $117M | $94M | $18M | $718K | 2.17% | 16.65% | 4.02% | 0.54% |
| Q4 2023 | $128M | $109M | $98M | $17M | $432K | 1.91% | 14.73% | 4.10% | 1.02% |
| Q3 2023 | $129M | $110M | $101M | $17M | $633K | 2.10% | 16.24% | 4.16% | 0.95% |
| Q2 2023 | $125M | $107M | $101M | $17M | $528K | 2.17% | 16.87% | 4.20% | 0.93% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.